Dillard’s is a fashion retailer that offers a credit card program to its customers. The credit card is issued in partnership with Wells Fargo Bank and the American Express card network. In Dillard’s case, Wells Fargo Bank gives the credit card and manages the account, providing terms and conditions to existing and potential customers.Dillards-Credit-Card

Walls Fargo owns Dillard. Wells Fargo is a well-known financial institution that offers two types of credit cards. These are the Dillard credit card and the Dillard American Express card. Both cards can give you a 10% shopping spree when you spend $100 on your Dillard credit card.

Frequently Asked Questions

Does Dillard’s Credit Card report your account activity to credit bureaus?

Yes, the Dillards Credit Card reports your account activity to the following credit reference agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and timely payments to a creditor who reports to one or more credit reporting agencies demonstrates your financial responsibility and can help improve your credit score.

How To Make a Dillard’s Credit Card Payment by Mail?

Customers may choose to pay by mail when using their Dillard’s credit cards. It would be best if you allowed more time for the credit to be applied to your account once your payment arrives at the correct address. Please follow these steps to make a payment by mail:

Write a check payable to “Dillard’s” for at least the minimum payment to avoid late fees. Pay the total amount of the final balance on your statement to avoid interest charges. Send your Dillard payment to one of the three addresses below, depending on your location.

What are the features of Dillard’s credit card?

Here are some features of the Dillard credit card. If you have an account with them, you can use your credit card to earn:

  • 2 reward points for spending $1 on Dillard’s online portal, store, or phone order
  • 10% Shopping Pass Rewards or $10 Merchandise Certificate when earning 1,500 Reward Points
  • 99% or 24.99% APR on purchases
  • Zero annuity.